This content is for customers. If you are an adviser please visit our adviser site
Invest whatever you like, with no upper limits. And set money aside to cover things like charges, so they don’t come out of your tax allowance.
Use your stocks and shares ISA allowance for tax advantages. Set up a new ISA or combine any existing ones - so everything's easier to manage in one place.
You can combine pension investments from different places. When you're ready to retire, you choose how to access your money.
Getting help with your investments
Once you've chosen your product wrappers, you and your adviser can decide what to invest your money in. There's a huge range of investments to choose from, depending on what you're trying to achieve and the risks you're comfortable with. For instance, investment funds, stocks and shares or bonds and gilts - all with different levels of growth and risk potential. Your adviser will help you think about what's best for you.
Please bear in mind
As with any kind of investment, the value of your investments through Elevate could go down as well as up. That means you could get back less than you invest.
How long you should consider investing for will depend upon the product chosen and your investment objective, but typically you should be prepared to invest for the medium (at least 5 years) to long term (over 10 years).
Tax and legislation are likely to change in the future, and the information above is based on our interpretation of current law and HMRC rules. The value of any tax benefits will depend on your circumstances.